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Now more than ever, shopping online is becoming part of our everyday life. Whether you are paying bills, shopping for clothes, gifts, food or everyday items, to paying for take out, trips and subscriptions. We do everything online now! Along with the boost in online shopping, comes the boost in online predators. Everyday, I get scammy emails looking for new ways to trick me into clicking a link or trying to get my knee jerk panic reaction to call a number or unlock my account. These people are getting good and trying to scam you too!
One of the best bets you can do to protect yourself is to never use your debit card online to make purchases. With your debit card, you just don’t have the same protection as a credit card or prepaid card.
Next, if you do receive a sketch email, never click on one of the links. If you have legitimate concerns about a suspicious charge or account being locked, go rather, straight to that account and take a look. If you are still unsure, start a chat message from the actual home site or make a phone call to the company. Never call the number provided in the suspicious email…. because what is the first think they are going to do???? Ask you what is your name, account info, address and “for security purposes” was is the last 4 of your social. You literally just gave them everything.
I have started doing all of my online purchases that may seem 100% unverified with a prepaid card. By doing this, if my card or account info ends up getting hacked or on the dark web, the most I have to loose is whatever the balance is on that card. No more do I have to worry about someone draining my account or making a ton of unauthorized charges that I will have to fight.
How Can I stop Being Scammed Online?
The Fred Meyer PrePaid Card is the best option. I like the Fred Meyer prepaid card for many reasons. One, they actually have an option to have a direct deposit to the card. This is great for budget control. Think how handy that would come in if you want to set yourself a budget, either for weekly spending or your monthly online budget or how about the kids? I have given my kids a $20 weekly allowance and this would be great for them, especially if they are not old enough for their own debit card. They can shop anywhere Visa is accepted or even pull out cash at Kroger stores.
About the Fred Meyer Prepaid Card
The Fred Meyer Rewards Prepaid Visa card, gives you the convenience and confidence to shop online or around town. With your Reloadable Card you’ll enjoy smart benefits and features like these:
- Manage Your Card Online: 24/7 access can help you stay on your budget.
- No Overdraft Fees: You can’t spend more than your balance.
- Sign Up for Text* and Email Alerts: Get your card balance conveniently.
- Direct Deposit: Fast, easy and FREE. Enroll in direct deposit.
- Easily Reloadable: Several ways to add funds to your card.
How do I get my Reloadable Fred Meyer Prepaid Card?
- Simply bring your Reloadable Card to any checkout lane or service desk.
- Ask the associate to load $10 to $1,000 directly onto your Reloadable Card.
- The funds are immediately available for you to use.
- Cash reload fee is $3.
The most convenient and FREE way to load your Reloadable Card is by direct deposit. You can load up to $5000 from your paycheck onto your card as long as it does not exceed maximum card limits (see fee schedule for details). Your funds will be available on your normal payday.
It’s fast, easy, and FREE.
- You can even add money from your PayPal account
- A convenient way to load your money on to your card is with an electronic funds transfer. You can add money to your card from the website of many banks, credit unions and financial institutions.
- Add funds to your card in minutes with the Ingo Money App by taking photos of your check with your smartphone. Fees may apply.** Download the app to complete a deposit.
- Moving funds between our cards is simple. Login below to move funds on your Reloadable Card to another Reloadable Fred Meyer Rewards® Prepaid Debit Card.
What are the benefits of a Fred Meyer Prepaid card?
As a cardholder, you can enjoy a bonus $10 added to your Reloadable Prepaid Debit Card upon successful direct deposit set up.
The card is attached to your rewards account, so you will never miss a deal and will rack up reward points while shopping with ease
There are never overdraft fees associated with this card.
Sign up for direct deposit today by downloading our Direct Deposit Form.
